Medicare Enrollment Made EASY

Rick Sechler, CFP ® is a completely independent insurance agent specializing in Medicare Solutions. He has over 35 years of experience in the industry. You can talk to 20+ insurance agents to get information on every available plan out there, or talk to a certified independent agent knowledgeable in every single plan.


You can talk to Rick - he can compare plans with your interests in mind and help you choose the best plan to fit your specific situation.


A few of the top Medicare Advantage plans rick represents:

Medicare Prescription Drug Plans

No one is locked into a single plan for more than a single year. I can help you save money by comparing plans, simply over the phone, internet or in person.

The reason you should shop is that either your medications have changed, the company’s formulary has changed or the prices have changed dramatically.

Let me help you avoid being overcharged, you will be amazed at how much you can save. One customer saved over $12,000 with my help, call me I’ll tell you the story!

A few of the Prescription Drug Plans we represent:

General Medicare Information

Medicare Advantage Plans

A Medicare Advantage Plan is a type of Medicare health plan offered by an insurance company that contracts with Medicare to provide you with all your Part A and Part B benefits. Medicare Advantage Plans include:

  • Health Maintenance Organizations HMO's
  • Preferred Provider Organizations PPO's
  • Special Needs Plans

If you're enrolled in a Medicare Advantage Plan, Medicare services are covered through the plan and aren't paid for under Original Medicare. Most Medicare Advantage Plans offer prescription drug coverage.

Medicare Supplement Insurance Plans

A Medicare supplement (Medigap) plan, offered by insurance companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.  Having a Medicare Supplement plan allows you to choose ANY doctor who accepts Medicare, and it travels with you nationwide.

Some Medigap policies also offer coverage for services that Original Medicare doesn't cover, like medical care when you travel outside the U.S. If you have Original Medicare and you choose a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs, then your Medigap policy pays its share.

Medicare Prescription Drug Plans

Medicare prescription drug coverage adds toyour Medicare health coverage. Medicare prescription drug coverage (Part D) helps you pay for bothbrand-name and generic drugs. Medicare drug plans are offeredby insurance companies. Medicare Prescription Drug Plans (sometimes called “PDPs”) addprescription drug coverage to Original Medicare or Original Medicare with a Medicare Supplement plan.

You should shop your prescription drug plan ANNUALLY to get the best value.  Even if your medications haven’t changed, the formulary for your current plan may have.

Don’t get overwhelmed, just email or call me today!

See what other’s have to say about Rick!

(321) 355-8899